Personal Insurance

LIFE INSURANCE

Life Insurance provides a Lump Sum benefit to your selected beneficiaries in the event of your Death or the diagnosis of a terminal illness.

TRAUMA INSURANCE

Trauma Insurance provides a lump sum payment upon diagnosis of one of the range of specified mecial conditions in your insurance policy, for example heart attack, cancer, stroke.  These funds can help assist you with medical costs, extra care etc.

TOTAL & PERMANENT DISABLEMENT (TPD) INSURANCE

TPD Cover provides a lump sum payment should you become totally and permanently disabled through illness or injury.

INCOME PROTECTION INSURANCE

Income Protection provides cover for you and your family by helping to protect the standard of living you currently enjoy.  Its aim is to replace up to 75% of your gross income as an ongoing benefit if you are unable to work due to sickness or injury.

CHILD COVER

Child Trauma cover is generally available for children between the age of 2 & 15 and is a lump sum payment upon death or diagnosis of one of the range of specified trauma events.  Such events include cancer, paralysis, severe burns, stroke, meningitis, meningococcal disease, along with numerous others.  For around $10/month for $100,000 of cover you can add a Child Trauma policy to your own Trauma contract.